First Home Buyers
Your complete guide to building your first home with TOFA Group. We'll help you navigate every step from planning to completion.
Your Journey to Homeownership
A simple, step-by-step process designed to make building your first home stress-free.
Initial Consultation
We discuss your needs, budget, and goals to understand your requirements.
During this free consultation, we'll assess your financial situation, discuss your dream home requirements, and explain the entire process.
Finance Pre-Approval
We help you secure pre-approval and maximize your first home buyer grants.
We'll guide you through the loan application process, help you access the First Home Owner Grant, and explore all available incentives.
Project Planning
We develop a comprehensive construction plan tailored to your needs and budget.
Our proven systems ensure you get the best quality and value for your investment.
Design & Planning
We help you choose the right design and location for your new home.
From floor plans to finishes, we'll help you make decisions that maximize both comfort and resale value.
Construction Support
We provide ongoing support throughout the building process.
Regular updates, quality checks, and problem-solving to ensure your home is built to the highest standards.
Settlement & Handover
We guide you through the final steps to homeownership.
From final inspections to settlement day, we'll ensure everything goes smoothly.
Grants & Incentives
Maximize your savings with government grants and incentives available to first home buyers.
First Home Owner Grant (FHOG)
One-time payment for eligible first home buyers purchasing or building a new home.
Requirements:
- Must be a first-time home buyer
- Property must be new or substantially renovated
- Must live in the property for at least 12 months
- Property value must be under $750,000
Stamp Duty Concessions
Significant savings on stamp duty for first home buyers.
Requirements:
- Must be a first-time home buyer
- Property value under $600,000 for full exemption
- Partial exemption up to $750,000
- Must live in the property for at least 12 months
KiwiSaver Withdrawal
Access your KiwiSaver funds to help with your Australian home purchase.
Requirements:
- Must be a New Zealand citizen or permanent resident
- Must have been in Australia for at least 12 months
- Must be purchasing your first home in Australia
- Must meet KiwiSaver withdrawal criteria
Why First Home Buyers Choose Us
Save Money
Access to exclusive builder deals and bulk pricing that typically saves our clients $20,000-$50,000.
Expert Guidance
15+ years of experience helping first home buyers navigate the complex building process.
Quality Assurance
We only work with Australia's most reputable builders who meet our strict quality standards.
What Our Clients Say
Trusted by homeowners and businesses across Melbourne's northwest
TOFA Group delivered our residential project on time and within budget. The quality of workmanship exceeded our expectations and the team was professional throughout the entire build.
Outstanding construction management from start to finish. Every stage was completed to the highest standard and communication was excellent throughout the project.
The Build Now, Pay Later option made our dream home possible. The flexibility in payment combined with quality construction made all the difference.
Professional service from consultation through to handover. TOFA Group's attention to detail and commitment to quality really set them apart.
Excellent project management and quality construction. The team handled everything professionally and delivered exactly what was promised.
From planning to completion, TOFA Group exceeded our expectations. The build quality is exceptional and we couldn't be happier with the result.
TOFA Group delivered our residential project on time and within budget. The quality of workmanship exceeded our expectations and the team was professional throughout the entire build.
Outstanding construction management from start to finish. Every stage was completed to the highest standard and communication was excellent throughout the project.
The Build Now, Pay Later option made our dream home possible. The flexibility in payment combined with quality construction made all the difference.
Professional service from consultation through to handover. TOFA Group's attention to detail and commitment to quality really set them apart.
Excellent project management and quality construction. The team handled everything professionally and delivered exactly what was promised.
From planning to completion, TOFA Group exceeded our expectations. The build quality is exceptional and we couldn't be happier with the result.
Ready to Build Your First Home?
Book a free consultation and discover how we can help you save money and build your dream home